Gift and agent subscriptions now keep a current payment link when money is still owed, and clear it after a successful payment or when nothing is due. New subscriptions start with zero gift balance until payment succeeds, so credits are only granted after the charge goes through.
When you change an agent or brokerage email, the linked login email updates with it (with collision checks), so people can sign in with the address you just saved. Admins see gateway-neutral subscription IDs and copyable pay links where payment is still required. Agents can pay or cancel a brokerage subscription from billing when that applies.